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Do Bank Depositors need to Panic under FRDI Bill 2017

BANK DEPOSITORS NO NEED TO PANIC YOUR DEPOSIT IS SAFE: Financial Resolution and Deposit Insurance Bill, 2017 is meant to protect interests of depositors. Presently under Deposit Insurance and Credit Guarantee Corporation, Insurance of Deposits per customer in each Bank are insured up to Rs.100000-00 only. In my earlier article which was published in the year 2012 […]

Know Your Family Tree – KYFT

Courtesy Wikipedia Org You (1) know the name of your biological father and mother and your father (2) and mother (3) will be knowing the names of their respective biological father (4 and 5) and mother (6 and 7). Your maternal and paternal grand father might be knowing the name of their respective father and […]

Unclaimed Fixed Deposits with Banks – Legal heirs of a Deceased Customer

Here is a Real Life Story of legal heirs of a deceased, who successfully managed to claim a matured fixed deposit along with compound interest after 15 years wait. What happens when someone, in absence of a nominee, dies before the fixed deposit is matured ? Most of the times, the legal heirs are clueless as to what […]

Government Sectors are better than Private Sectors

It is a hard fact that in a country like India Government Sectors are better than the Private Sector. Liberalization Process started in 1991 that is after 44 years of independence. If we calculate the same term that is 44 years after 1991 it will be the year 2035 that is 22 years hence. You […]

How will Microsoft take care of Nokia’s Customers Privacy and Security?

When Nokia has struck a sale deal with Microsoft to sell its Devices and  Services business except HERE location based products and businesses to Microsoft in April 2014 then you might be worried about the privacy of your contacts, security of your important data and above all the contractual relationships for the products and services offered […]

Introducer not Liable for frauds by Account Holder

In a significant judgment the Supreme Court has held that an introducer, without other evidence, could not be held liable for a fraud played on the bank by an account holder. Earlier, introduction was a necessary and sufficient condition for opening an account. But following this judgment introduction will only be a necessary condition but […]

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