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Book Appointment with leading CIBIL Consultant      In case of any problem with your CIBIL Report or CIBIL Score, Contact on +919814915812 and talk to Ashok Goyal during 10 AM(IST) to 5 PM(IST) every day for booking Appointment.

Unclaimed Fixed Deposits with Banks – Legal heirs of a Deceased Customer

Here is a Real Life Story of legal heirs of a deceased, who successfully managed to claim a matured fixed deposit along with compound interest after 15 years wait. What happens when someone, in absence of a nominee, dies before the fixed deposit is matured ? Most of the times, the legal heirs are clueless as to what […]

Government Sectors are better than Private Sectors

It is a hard fact that in a country like India Government Sectors are better than the Private Sector. Liberalization Process started in 1991 that is after 44 years of independence. If we calculate the same term that is 44 years after 1991 it will be the year 2035 that is 22 years hence. You […]

Housing Loans – Loan against House and Property under SARFAESI Act

When anyone applies for a Loan to the Bank of FI, Credit Rating for loan approvals by Banks and Financial Institutions is verified by the Bank’s and Financial Institutions. Similarly verification of Immoveable properties is also investigated/verified/checked by the Bank’s or FI’s from CERSAI, the Central Registry of Securitisation Asset Reconstruction and Security Interest of India. Even while purchasing […]

Bankers Alert ! Arbitrary Closing of Customers’ Account

Arbitrary  closing of bank accounts of customers for non compliance or some shortcomings in compliance with the KYC – Know Your Customer Guidelines by banks may land them in trouble as the recent verdict of the consumer forum Delhi, it tantamount to deficient customer service and may land the concerned bank in trouble and getting penalized. A Delhi […]

Introducer not Liable for frauds by Account Holder

In a significant judgment the Supreme Court has held that an introducer, without other evidence, could not be held liable for a fraud played on the bank by an account holder. Earlier, introduction was a necessary and sufficient condition for opening an account. But following this judgment introduction will only be a necessary condition but […]

Account Opening Processes

In ancient time economic transactions used to made through barter systems where goods were exchanged in terms of their economic value based on demand and supply. As the volume of economic transactions increased the Cowries used as money in Asian and other parts of the world were replaced by currency systems. Without going very deep into […]

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