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How will Microsoft take care of Nokia’s Customers Privacy and Security?

When Nokia has struck a sale deal with Microsoft to sell its Devices and  Services business except HERE location based products and businesses to Microsoft in April 2014 then you might be worried about the privacy of your contacts, security of your important data and above all the contractual relationships for the products and services offered […]

Introducer not Liable for frauds by Account Holder

In a significant judgment the Supreme Court has held that an introducer, without other evidence, could not be held liable for a fraud played on the bank by an account holder. Earlier, introduction was a necessary and sufficient condition for opening an account. But following this judgment introduction will only be a necessary condition but […]

Account Opening Processes

In ancient time economic transactions used to made through barter systems where goods were exchanged in terms of their economic value based on demand and supply. As the volume of economic transactions increased the Cowries used as money in Asian and other parts of the world were replaced by currency systems. Without going very deep into […]

Are you receiving Spurious Calls and Fictitious Offers in the name of IRDA

The readers might have come across instances of having received telephonic calls from persons claiming to be the representative of IRDA. At least I used to receive at least one or two calls every month. The callers introduce themselves to be the representatives of IRDA and they also impress the called party that the insurance […]

Terms and Conditions Apply – Don’t Sign without Reading

Just go through the Terms and Conditions of a few institutions and ask yourself if you have read and understood the  terms and conditions of use or you just accepted them as a mere formality. Top PSU and Private Banks : One of the leading Bank’s (S.B.I.) Net Banking Site alerts its customers as under : […]

Know Your Mobile – KYM

Can anyone imagine life without mobile today. The answer is a big No. Rich or Poor, Literate or illiterate, Employee or Businessman, Young or Old, Males or Females, Teacher or Student, Doctor or Patient,  Police or Criminals, Exporter or Importer, Friend or Enemy – everybody needs a Mobile according to his or her personal needs […]

Housing Loans – Loan against House and Property under SARFAESI Act

When anyone applies for a Loan to the Bank of FI, Credit Rating for loan approvals by Banks and Financial Institutions is verified by the Bank’s and Financial Institutions. Similarly verification of Immoveable properties is also investigated/verified/checked by the Bank’s or FI’s from CERSAI, the Central Registry of Securitisation Asset Reconstruction and Security Interest of India. Even while purchasing […]

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