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Housing Loans – Loan against House and Property under SARFAESI Act

When anyone applies for a Loan to the Bank of FI, Credit Rating for loan approvals by Banks and Financial Institutions is verified by the Bank’s and Financial Institutions. Similarly verification of Immoveable properties is also investigated/verified/checked by the Bank’s or FI’s from CERSAI, the Central Registry of Securitisation Asset Reconstruction and Security Interest of India. Even while purchasing […]

Know Your Mobile – KYM

Can anyone imagine life without mobile today. The answer is a big No. Rich or Poor, Literate or illiterate, Employee or Businessman, Young or Old, Males or Females, Teacher or Student, Doctor or Patient,  Police or Criminals, Exporter or Importer, Friend or Enemy – everybody needs a Mobile according to his or her personal needs […]

Insurance No Substitute to Social Security – Unconditional Insurance

Introduction: In the name of Economic Reforms almost whole of Indian Economy including Banking, Insurance and FDI in retails is thrown open to the Multinational Companies.I am going to discuss only the Insurance Sector as more and more Companies from all over the world are offering are spreading their wings in India. Govt Responsibility : An ordinary citizen […]

Know Your Budget – KYB

Estimate of Income and Expenditure by any independent individual, of course major, any family or any nation is called Budget in a lay man’s language. If any individual, family or a nation is overspending then the known sources of income then individuals have to borrow money which is financed by the private money lenders or banks […]

Bankers Alert ! Arbitrary Closing of Customers’ Account

Arbitrary  closing of bank accounts of customers for non compliance or some shortcomings in compliance with the KYC – Know Your Customer Guidelines by banks may land them in trouble as the recent verdict of the consumer forum Delhi, it tantamount to deficient customer service and may land the concerned bank in trouble and getting penalized. A Delhi […]

Know Your Polling Station – India Elections 2014

Chief Election Officers in every state and all union territories are providing the following facilities to the electorate of India through direct SMS on the mobile numbers of the voters: To know your polling station by sending SMS to designated numbers in each parliamentary constituency. For example as per Chandigarh Election Helpline one has to […]

Law Matters

The author is writing articles about Law Matters at this site, HubPages and IndiaStudyChannel. To consolidate all the articles, coming under Law Matters, the links are provided below: Do you know that legally to Deal with the Minor is not a Minor Issue What to do with Inactive Accounts -Futuristic-Approach Can you withdraw money from account of […]

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