Online Payment of Utility Bills

Online Payment of Utility Bills

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Due to increase in population and consumers the service industry like Insurance, Banking, Internet Service Providers, Electric Companies, Telephone Service Providers like BSNL, MTNL and Local bodies are facing the problem to collect their monthly bills from consumers. In today’s modern world neither the consumer have the time to stand in queues not the companies or service providers can make arrangements for manual payment of their bills including security for heavy cash pouring in on the last due date of payments. Now Payment Gateways, Credit Cards, Online Portals of service provider provide the facility not only to upload the bills on their website to be visible to the individual consumers but also provide payment link with so many options available free of cost. In this article we will discuss online options available for payment of Electricity Bills issued by Punjab State Power Supply Corporation.

Choice No.1  :  Visit official site of any state electricity board say PUNJAB at PSPL Website and enter your account made of 12 numbers like XxxXXxxxxxxX where X is capital alphabet of English language and x is the numerical digit. (Previously the users were provided with User ID and log in facility with the chosen User ID and Password as in case of BSNL and Post Paid Mobile Bills to view the Bills online and pay through various options – which is now withdrawn by PSPL). Now you will be made available only particular bill outstanding as on date. Before paying please check the charges levied if any. As PSPL is levying heavily while making payment through Credit Cards and nominal charge of Rs.4/- per bill through internet banking channels. One can pay the outstanding bill through payment link and Receipt will be instantly issued online. However if your bills is not available online you can contact the concerned SDO through complaint link and also lodge your request for which you will receive the SMS that Bill will be uploaded within 48 hours. You can revisit the site to pay the bill online.
 
Choice No.2  : Almost every Bank provides links for payment of Utility Bills, Taxes, Donations and Payment of Taxes. One can make payments through these links .
 
Choice No.3  : Some Banks provide facility of paying mobile bills and other utilities through their ATM Machines. One can pay through ATM Machines as per their Banker’s Tie-up-Arrangement.
http://www.visabillpay.in/

Choice No.4  :Register at Visa BillPay (any site with  .in  indicates India) .Visa Bill Pay is providing services in India through  SMS/EMAIL reminders to its registered subscribers to timely pay the bills online. One is not supposed to be registered at Service Providers’ website but has just to add the billers for which Visa Bill Pay (India) is providing services. No charges are to be paid while paying through Visa Bill Pay rather Attractive Cash back Discounts  are offered by Visa Bill Pay. Such payments can be made through Debit/Credit Cards having Visa Logo as above but be sure that your Debit or Credit Card is registered with 3D Secure site of issuer Bank for example 3D Secure Site of Punjab National Bank.

While using Debit or Credit Card ensure to keep the CVV number in secured possession. The CVV Number (“Card Verification Value”) on your credit card or debit card is a 3 digit number as shown in the image on VISA®, MasterCard® and Discover® branded credit and debit cards. Erase this CVV number for SECURITY REASONS and memorize it as anybody with Card Number and CVV number without physical possession of the card (as needed while swiping ) is sufficient for making online purchases. As such never loose your Card Number and CVV number under the impression that physical custody of the Card is with you and it can’t be misused. Now effective from 1st December 2013, the Reserve Bank of India has made it mandatory to PIN in your Personal Identification Number, which you use while withdrawing cash from ATM through Credit or Debit Card.
 
In our opinion Choice No.4 is the best options to keep a track of the old payments as sometimes it becomes difficult to co-ordinate between the Banker and Biller to reconcile the payments made whereas limited old record is available under Choice No.4.

Ashok Goyal

Hi members, I am Ashok Goyal from Rajpura - Punjab, a town near Chandigarh. I am a retired Chief Manager from a Top Nationalized Bank in India with 35 years of experience. I am the CEO-cum-Founder of this site made for Young and Old, Technical and Non Technical members to spread their knowledge across the Globe. I am a Science Graduate with an M.A. in Economics and C.A.I.I.B. (Certified Associate Life Member of Indian Institute of Banking and Finance since 1980 and a Social Worker authoring many Blogs for the benefit of the Public in General. I Graduated from Patel Memorial National College, Rajpura - 140401 and secured a Master's Degree in Economics from Punjabi University, Patiala - 147001 Punjab, India. Expert in Legal and Money Matters, may it be Banking, Investments, and Insurance or Fraud investigations. My Hobby is to share Knowledge and alarm the younger generations about the practical implications of transacting online. I am available at many Social Networking Sites. I am health conscious and like reading deeply about anything related to health and nutrition. In the case of any violation of objectionable content, the images on my authored links or on this site, you can either report me directly or you can file a DMCA complaint about the removal of the content. I do not like spammers and never hesitate to report the abuse of my profile information. I am the owner of the WQAINDIA Brand hosting self-hosted Question Answers Site at Web Question Answers. In Jan 2016, I founded Samadhan Kender at Rajpura - which is now talk of the down. In January 2017, keeping in view the Identity Crisis in India I found that the Public was facing difficulties in their CIBIL Reports - I started my best ever venture at CIBIL Consultants to solve the CIBIL Problems of the Public online. CIBIL Consultants is having its client base in all 17 states in India. © Copyright - Ashok Goyal – ALL RIGHTS RESERVED: This is my original work and I do not like any content to be copied or posted anywhere on the web or elsewhere. All the articles available on my social profiles are exclusively owned by me. If you like my articles then you can visit my articles and provide the URL as a link, without any copyright infringement, on the website or blogs which are not having any adult content related to sex, violence, hate-redness, or religious fundamentalism as per Google or Facebook TOC. DISCLAIMER: The information on this site or elsewhere - under my Profile Name is for general information purposes only. The information provided by me is simply educative to the best of my knowledge and belief. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability about the information, products, and services being displayed on this website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising out of or in connection with the use of this website or my profile anywhere on the web. We welcome feedback, comments or healthy criticism on any article or content on this site or my own work anywhere on the web. I owe my success on the web to IndiaStudyChannel to Tony John, Webmaster at ISC. I am also a featured author at HubPages, Global Site for writers and Authors. This site is dedicated to my countrymen to sharpen their online skills to compete for the world. The public can also get their CIBIL Reports rectified professionally at very low prices – when big corporations are charging as much as Rs.25000 per person per Credit Report.

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