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Minimum Balance, Maximum Banking

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Minimum Balance, Maximum Banking
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Kashish – issued a cheque from his saving bank account which he thought had enough balance.When his cheque was dishonored due to insufficient Funds, he checked the statement and found that the bank had debited charges several times for lack of minimum balance.

Vaishali, Worked for a Private company and had a salary account with a private bank.Two years Later, she changed her job but forgot to close her salary account.After a long Period of time, She deposited a cheque and was surprised to find that the bank had debited her account more than once for not having Minimum balance.


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2 Responses to “Minimum Balance, Maximum Banking”

  1. @Kashish Sindhi Not only you but many of indians facing Same problem. I think you can’t reclaim the charges from bank. They are automatically generated charges. Even though you can contact with your bank account branch manager. You should ask if any chances of getting the fine. But keep this in mind we are living in a government which charges poor and innocent people daily wages. So, don’t do this again.

  2. Profile photo of Spiderman Spiderman says:

    @Kashish_Sindhi, You have chosen the right topic at the right time. Many Bank customers will be caught unaware of changes in charges for keeping Minimum Balances in idle Bank accounts, where someone has discussed this topic very widely.

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